Expenses for physician ordered emergency medical evacuation including medically appropriate transportation and necessary medical care enroute to the nearest hospital on injury or person is critically ill
Expenses for medical evacuation including transportation and medical care enroute to a hospital in India or the Insured Person’s normal place of residence in India are covered.
Expenses in case of hospitalization (exceeding 7 days) of student or family member, where a family member visits the student or vice versa, a round trip economy class ticket for family member / student and accommodation for the member visiting abroad will be covered.
The deductibles are the amounts which have to be borne by the insured.
It’s a universal practice to include deductibles which is meant to avoid small claims.
For example in case of claim for medical expense of USD 500, a deductible amount of USD 100 is charged and the balance of USD 400 paid to the claimant. If however the claim amount is less than USD 100 then the claimant is not eligible for any claim.